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Healthcare Reform

In 2010, the Patient Protection and Affordable Care Act, commonly called the Affordable Care Act (ACA), was approved and signed into law.

The ACA aims to increase the number of Americans with health insurance and cut the cost of health care.  It also provides financial assistance to help individuals and small businesses pay for health insurance.

Several provisions included as part of the ACA, were scheduled to go into effect between 2010 and 2020.  The most significant reform provisions including guaranteed issue, minimum standards for policies, individual and employer mandates, an expanded Medicaid program and the creation of health insurance exchanges, will take effect by January 1, 2014.

The health insurance exchanges, or marketplaces, offer one-stop shops where people can compare health insurance plans and buy the plan that works best for them, their family and their budget.

Covered California and Connect for Health Colorado are two marketplaces created where individuals, families and small business groups can go to purchase health insurance.

Warner Pacific was selected as a General Agency to service Covered California’s Small Business Health Options Program (SHOP).  For more information, please go to the Covered California website.

Warner Pacific has also been approved to be your quoting source for Connect for Colorado.   For more information, please visit the Connect for Colorado website.